Save Up to $590 per Employee Annually (Estimate)
For private employers and for public employers whose staff pay Social Security. Public employers whose staff do not pay Social Security: up to $24 per employee (estimate). Educational organizations also see an estimated $48 scholarship line.
Or call 828-809-0211Based on 26 CFR § 1.105-11 and CCA 202323006.
Free Payroll Savings Estimate
Qualifying employers may save up to $590 per participating employee annually. See your organization's estimate in about a minute.
Estimate, not guaranteed. Actual results depend on a free, no-obligation payroll census.
A SIMRP works alongside your employees' qualifying health coverage from any source (no employer health plan required) to add employee health and wellness benefits, and may reduce employer payroll taxes and increase take-home pay, without added out-of-pocket expense.
A take-home pay raise for your employees, without a bigger payroll budget
A SIMRP is set up under federally recognized tax codes. Participating employees fund part of the plan with pre-tax dollars and receive wellness benefits and reimbursements, so many see more money in each paycheck. The employer pays less in payroll taxes at the same time.
Individual take-home pay results vary with each employee's pay and tax situation and are confirmed in the free payroll census.
Get a quick answer: what could SIMRP save you?
Use the savings calculator for businesses, schools, colleges and governments →
What is a SIMRP?
An employer-sponsored health and wellness plan that works alongside qualifying coverage.
Plan benefits
No-copay 24/7 telehealth, mental health support, prescriptions, preventive wellness and Mayo Clinic programs.
Direct primary care
What DPC is and how schools and businesses in TX, CA, SC, and East Tennessee can explore it.
For businesses
Strengthen benefits and support take-home pay for eligible W-2 employees.
For schools
Identify potential payroll tax savings and create scholarship funding for students.
Start here
New to SIMRP? Read these three first:
Interested in direct primary care?
Exploring DPC for a school or business in Texas, California, South Carolina, or East Tennessee? That path is separate from SIMRP.
Latest articles
Schools Can Overcome Budget Cuts
Schools face shrinking budgets, rising costs and unfunded mandates. See how a SIMRP can give administrators much-needed relief and boost staff morale today.
Are SIMRP Plans Illegal? The Truth
SIMRP plans are not illegal when properly structured. Learn what makes a plan compliant, why some headlines claim otherwise, and what employers should know.
SIMRP Funds for Retirement Savings
A SIMRP can free up take-home pay that employees may redirect into a 401(k), Roth IRA, or annuity. See how modest contributions can compound over time.
School Districts Payroll Tax Savings
Innovative SIMRP structure may help organizations reduce payroll tax burdens while expanding employee wellness resources at no additional out-of-pocket cost.
IRS Guidelines for Reimbursements
Medical expenses incurred before a self-insured reimbursement plan is established cannot be reimbursed tax-free. See what IRS rules say about taxable income.
MSN Interview with Dr. Scherz
Dr. Jared Scherz explains how SIMRPs help public-sector employers support employee wellness and reduce payroll tax burdens. Read the key takeaways.
Broker or advisor? See SIMRP Broker Links
Program guides, flipbooks, videos and partner resources in one place.
Request a Free Payroll Analysis
REVIEW YOUR ORGANIZATION’S PROJECTED SAVINGS
Discover which employees may qualify and review the projected savings for your organization and workforce. The analysis is free and carries no obligation.
WHAT TO EXPECT: Complete the form below. A SIMRP Health & Wellness Advisor will contact you to arrange a brief introductory call and explain the information needed to prepare your analysis.
- Free, no-obligation analysis
- Reply within one business day
- No cost to qualifying organizations
Prefer to talk? Schedule a call or email [email protected].
SIMRP Media & Industry References
Explore published articles and industry resources discussing SIMRP Plans, applicable tax-code provisions, employee benefits, payroll tax savings, and educational funding opportunities.
Book your free SIMRP consultation
Review eligibility and projected savings with a SIMRP Health & Wellness advisor.